Home and contents insurance provides a safety net that helps alleviate the financial and emotional stress associated with the loss of valuable assets. Canstar reviews ASB’s home and contents cover.
ASB’s home and contents insurance is underwritten by IAG NZ Limited. It can be purchased separately as home insurance and contents insurance, or can be bundled into a home and contents insurance package. If you bundle the policies together, discounts apply.
Canstar compares home and contents insurance, to help you find the right policy for you. Click below to see our comparison table, which features qualities including customer service and value for money.
ASB offers a a bundled insurance option, which is eligible for a Multi-Policy discount. Bundled home and contents includes all the same features as the individual policies, for less. If you have two or more eligible car, home, contents, or landlord’s insurance policies, you may be eligible. Policies which can be eligible for the Multi-Product discount are as follows:
This policy protects you should your home be damaged or destroyed. In addition to covering the costs to repair or rebuild, ASB Home Insurance has many benefits, including:
Landlord’s home insurance works exactly the same as a home insurance policy, but suits having renters living in the property. You’ll be covered for the following:
ASB’s contents cover provides replacement value on many items where the item is lost, destroyed or cannot be repaired. Other benefits include:
Excess-free spectacles, dentures and hearing aids
You do not pay an excess if your claim is only for sudden and accidental loss to your or your family’s spectacles, dentures or hearing aids.
Lifestyle block contents and tools of trade
ASB covers sudden or accidental loss up to $5000 for the following:
Landlord’s contents insurance is useful if you’re providing any furniture, appliances, linen or other furnishings for your rental home.
If your rental home is already covered through a separate body corporate or strata policy, the Landlord’s Contents policy can cover your loss of rent in certain situations and you can choose to add the rent default optional benefit.
In June 1847, the Auckland Savings Bank, New Zealand’s first savings bank, opened on Queen Street. Since then, ASB has been committed to bringing New Zealanders the best banking products and services possible. ASB currently employs over 5500 people across the country.
This is only a summary of key benefits. Application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please refer to the ASB website.
Written by: Caitlin Bingham | Last updated: May 31, 2024